Credit Wrap Definition
All of a borrower's debts are not covered but rather a specific loan, debt issuance, or other financial transaction under this form of financial guarantee.
Storefront Owner Venture Programs http://www.programbusiness.com/tracking/sftracker.asp?SFid=138 has announced a new National Accounts Division, which will offer alternatives for larger accounts that have a national presence or require significant risk management services.
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Through this division, qualified accounts can now access alternative risk financing structures such as large deductibles or captives and specialized risk management services. Companies that qualify for these programs and services will typically have premiums in excess of $500,000 or have a national brand that requires increased insurance protection or proactive claim prevention and loss control services.
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The new division will handle qualified insureds within each of Ventures programs, including Golf and Club, Hospitality, Technology, Life Sciences and Banking.
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"We created the National Accounts Division to meet the needs of clients who have expressed that they wanted alternatives in todays insurance market," said Susan Kearney, CPCU, ARM, AAI, national accounts director. "We expect to see the greatest utilization with golf management companies, upscale resorts, hotels, restaurant retail chains and large technology companies.
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About Venture Programs
Venture Programs, is a leader in the design, underwriting and distribution of industry-specific insurance packages. Based in West Chester, Pa., Venture partners with the worlds leading carrier groups, including Alea North America, Chubb, Discover Re, Hartford, Seneca, USLI, Hiscox Syndicates and Lloyds of London. Founded in 1993, Venture provides specialty insurance packages for select vertical industries—including golf and country clubs, community banks, life science businesses, technology companies and hospitality firms. The company has recently launched VIP Defender, which provides protection against third-party suits of alleged Intellectual Property infringement, as part of its Venture Intellectual Properties (VIP) division.
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For more information, visit the Venture Storefront at http://www.programbusiness.com/tracking/sftracker.asp?SFid=138.
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