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Deregulation Definition

In the insurance industry, refers to the diminishing regulatory control over insurance rates and forms.


Insurance news courtesy of Program Business. Originally Published 07/29/2005

Medical for Collegiate Athletics

Look to Storefront Owner K&K http://www.programbusiness.com/tracking/sftracker.asp?Sfid=268 for the best in specialty sports insurance. Over a decade of experience, combined with active involvement in associations such as NACDA, NATA, CATS, CABMA and URMIA, gives K&K a unique perspective on the injuries athletes face before, during and after competition. K&Ks in-house claims representatives are dedicated to specific institutions which allow us to promptly pay claims directly, without the involvement of confusing intermediaries. The K&K Collegiate Athletics Accident Medical Program offers superior protection for your collegiate clients.

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K&K COLLEGE SPORTS BASIC MEDICAL PROGRAM:

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CORE BENEFITS:
• All sports reported by the insured are covered (can include student managers/trainers).

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• Basic medical coverage is excess over benefits paid by other plans.

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• $25,000 or $75,000 (NCAA) Covered Expense Maximum.

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• Two-year benefit period.

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• Usual and customary covered medical expenses are paid at 100% after the deductible. • Full coverage for expenses resulting from repetitive motion injuries, tendonitis, bursitis, muscle tears, tennis elbow, aggravation and treatment of stress fractures, heat stroke, strains and sprains if participation in a covered activity was the cause for treatment of the injury. • Various deductible amounts are available. Deductible is reduced by the amount of benefits paid by other plans. • Full coverage for dental expenses. • Accidental death & dismemberment limit of $10,000 that may be increased or decreased. • Access to countrywide PPO networks. No requirement to use PPO providers, however, significant reduction in claims cost may be possible through the network. • Underwritten by a financially secure A.M. Best “A+” rated insurance company.
OPTIONAL BENEFITS:
• Corridor Deductible (deductible amount is in addition to amounts paid by other plans). • 24-hour accidental death & dismemberment
ADVANTAGES OF WORKING WITH K&K:
• Experienced & professional staff dedicated exclusively to servicing the K&Ks specialized sport programs. • Membership and involvement in many of the most prestigious sports associations in the country. • Active participation in sports industry trade shows and meetings. • Strong advertising presence in industry trade publications. • Over 50 years of experience providing sports, leisure and entertainment insurance. • In-house underwriting, policy administration, loss control and claims services. • 24-hour emergency phone service. • Highly rated insurance carrier partners.
K&K Contact Information: For detailed information, visit the K&K Storefront at http://www.programbusiness.com/tracking/sftracker.asp?Sfid=268 For more information on the K&K Collegiate Athletics Accident Medical Program:
Scott Lunsford, Program Leader
Toll Free: 800-441-3994 (Ext. 5642)
Fax: 260-459-5120
scott_Lunsford@kandkinsurance.com Note: K&K offers many other sports, leisure and entertainment programs. Please visit our website at www.kandkinsurance.com for more information.

Insurance news courtesy of Program Business. Originally Published 07/29/2005