Solvency Ratio Definition
Net written premiums divided by capital and surplus in order to to test an insurer's solvency.
ProgramBusiness Storefront Owner PointSure Insurance Services http://www.programbusiness.com/tracking/sftracker.asp?Sfid=166 presents a special program aimed at Texas-based P&C Brokers:
Health Insurance Baltimore USL&H Workers Compensation Insurance
Small Business Health Insurance Michigan Description: This program is custom-tailored to the needs of employers working on or near navigable waterways of the United States, and whos employees are subject to the United States Longshore & Harbor Workers Act (USL&H).
Coverages: USL&H and supporting Statutory Workers Compensation, Maritime Employers Liability (MEL), Outer Continental Lands Act (OCSLA), and related coverages.
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Target Classes: Marine Contractors, Offshore Oilfield Service Contractors, Oil Rig Fabricators, Ship Builders, Ship Repair, Stevedores, Terminal Operators, Offshore Catering, & Yacht Builders/Repair.
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Claims & Loss Control Services: Highly specialized services provided locally by carrier staff.
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Territory: AL, AK, CA, HI, LA, MS, OR, TX, & WA Policy Plans: Guaranteed Cost, Retrospectively Rated Plans & Large Deductible Plans (except California).
Minimum Premium: $100,000 estimated annual premium with at least 25% in USL&H payroll/premium ($250,000 estimated annual premium for Oil & Gas classes).
AM Best Rating: A- VI (Excellent) For more information, visit the PointSure Storefront at http://www.programbusiness.com/tracking/sftracker.asp?Sfid=166