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Spread Loss Definition

A form of excess of loss reinsurance in which a reinsured company spreads its losses over a three-to-five-year period.


Insurance news courtesy of Program Business. Originally Published 07/09/2008

Apartment Packages

Storefront owner Specialty Programs and Facility Managers, Inc.(SPFM) provides comprehensive property and liability coverage to retail agents seeking solutions for property owners and managers of habitational/commercial real estate. SPFM is known as one of the most talented and resourceful Lessor’s Risk MGAs in the country.

Berkley Risk


Apartment Packages

Sedgwick CMS

Specialty Insurance Advantage (SIA)

Advanced E & S Group

“At SPFM, we seek long term, productive relationships with high caliber agents and brokers. We promise to reduce the typical frustrations of accessing an MGA by providing a prompt and reasonable handling of business. Our mission is to provide member agents with leading-edge package insurance for property owners and managers of residential and commercial real estate.”

Target Insurance Services /
5Star Professional Programs

For more information, visit their storefront at www.programbusiness.com.

Blackmoor General Insurance Agency


Berkley Risk

Insurance news courtesy of Program Business. Originally Published 07/09/2008